Tax Strategy Guides
In-depth guides to help you understand and implement tax optimization strategies.
Crypto Loss Harvesting: Turn Crypto Dips Into Tax Savings
Sell losing crypto to offset capital gains and income. No wash sale rule — repurchase the same coin immediately.
Augusta Rule (Section 280A): Rent Your Home to Your Business Tax-Free
Rent your home to your business for up to 14 days/year and receive the income tax-free under Section 280A(g). Your business deducts the rent.
Charitable Remainder Trusts (CRUTs)
Transfer appreciated assets into an irrevocable trust, receive an income stream, and claim an immediate charitable deduction.
Investment Interest Expense Deduction: Deduct Margin Interest and Investment Loan Costs
Deduct margin interest and investment loan costs up to net investment income. Worked example, Form 4952 guide, and election analysis.
Qualified Opportunity Zones: Tax-Free Growth on Capital Gains
Defer capital gains and eliminate taxes on new appreciation by investing in a Qualified Opportunity Fund. Step-by-step execution guide with worked example.
How to Execute a 1031 Exchange (Like-Kind Exchange)
Defer capital gains taxes by exchanging investment real estate for like-kind property. Execution guide with worked example and deadlines.
Home Office Deduction: Simplified vs Regular Method for Self-Employed
Learn how to claim the home office deduction, compare the simplified method vs regular method, and maximize your tax savings as a self-employed individual.
Healthcare FSA: Save on Medical Expenses with Pre-Tax Dollars
Pay for medical, dental, and vision expenses with pre-tax dollars via a Healthcare FSA. 2025-2026 limits and enrollment guide.
Saver's Credit: Up to $1,000 Back for Retirement Contributions
Claim the Saver's Credit (Form 8880) for up to $1,000 ($2,000 MFJ) on retirement contributions. 2025-2026 AGI limits and step-by-step guide.
How to Execute a Tax Loss Harvesting Strategy
Turn investment losses into tax savings by strategically selling underperforming positions. Step-by-step execution guide with worked example and DIY checklist.
Mega Backdoor Roth: The High-Earner's Secret Weapon
Contribute $40,000+ into a Roth 401(k) with the mega backdoor Roth strategy. Learn plan requirements, after-tax contribution limits, and conversion steps.
How to Execute a Charitable Bunching Strategy
Don't just give every year. 'Bunch' your donations into one year to exceed the standard deduction and save thousands in taxes with a donor-advised fund.
401(k) Contributions: Traditional vs Roth (2025-2026)
How to choose between Traditional and Roth 401(k) contributions using current vs future tax rates.
Charitable Bunching + Donor-Advised Funds
Combine multiple years of giving into one tax year to maximize itemized deductions.
Direct Roth IRA: Eligibility, Limits, and Tax Benefits (2025-2026)
Learn who can contribute directly to a Roth IRA, how much you can add, and why the tax-free growth matters.
Mega Backdoor Roth: Maximize Roth Contributions via 401(k)
Learn how after-tax 401(k) contributions and in-plan conversions can unlock $40k+ of extra Roth savings.
Solo 401(k): The Self-Employed Retirement Powerhouse
Learn how a Solo 401(k) works, who qualifies, and how it compares to SEP and SIMPLE IRAs.
Traditional IRA Contribution: Deductibility and Limits (2025-2026)
Understand Traditional IRA contribution limits, deductibility rules, and when a Roth IRA may be better.
The Ultimate Guide to Backdoor Roth Conversions in 2026
Everything high earners need to know about the Backdoor Roth IRA strategy. Limits, steps, pro-rata rules, and how to execute it perfectly.